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Harvard Pilgrim’s Drug and Alcohol Rehab Coverage
One misconception that many have is that addiction is a choice. It’s believed that a person can stop using the substance that they are abusing whenever they want. The truth is that addiction is a disease. And like other diseases, it needs treatment. If not, it would lead to permanent damages to the person’s health, lifestyle, and relationships.
Addiction not only affects the person using drugs or alcohol. It also affects the people close to them. People with addiction need both support from their loved ones and medical treatment.
Many choose to experiment to battle addiction by themselves, avoiding high medical bills. While our health is something we should invest on, many would take their chances to avoid spending a lot. For those who want to seek help, Harvard Pilgrim can make bills more affordable.
Harvard Pilgrim is one of the most trusted healthcare insurance providers in the US. In their Behavioral Health Program, they assist members undergoing abuse rehabilitation programs. Harvard Pilgrim provides services in Maine, Massachusetts, Connecticut, and New Hampshire.
What programs do they cover?
Harvard Pilgrim’s coverage can extend between 28 to 90 days. This will depend on the healthcare specialist recommendation. The healthcare specialist can request for an extension of coverage as well. The following are what Harvard Pilgrim can cover during a member’s rehabilitation.
- Behavioral Health Programs
- Mental Health Programs
- Partial Hospitalization Treatment
- Intensive Outpatient Programs
- After-Care Programs
Qualified members can also sign up for luxury or private rehabilitation facilities. These facilities offer amenities like those of a hotel or resort. Patients can enjoy massages, luxurious dining, and other exclusive services. This is so that patients will feel comfortable during their rehabilitation. Luxury or private rehabilitation facilities usually cater to celebrities and wealthy patients.
Difference Between Inpatient and Outpatient
Patients have the option of taking their treatment through inpatient or outpatient care. Inpatient care requires the patient to stay in the facility. Outpatient care allows the patient to visit for their treatment whenever convenient. Many chose to sign up for outpatient care due to convenience. But inpatient care is more advisable for patients with certain conditions.
Patients under outpatient care can consult with medical professionals. They can also attend group therapy sessions. For every consultation and session, it may need co-payments. Harvard Pilgrim can cover between $4,000 to $10,000 for outpatient treatments. This may still depend on the number of visits the patient will make.
Inpatient programs may last up to 28 days or more. The facilities that provide inpatient care will manage their treatments. This can cost between $6,000 to $20,000 for a 28-day program. If the healthcare provider deems that the patient needs a longer treatment, it may cost more.
Consult with a rehabilitation specialist to know what treatment option suits your needs. Your recommendation will be helpful when choosing your health care plan. You may contact a Harvard Pilgrim representative to get more information.
Medical bills may give us second thoughts about seeking help and treatments. But when it comes to our well-being, these are things that we should invest on. With Harvard Pilgrim’s insurance coverage, people with addiction may have hope.
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