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Will Optum’s Health Insurance Cover My Rehabilitation?

Rehabilitation is not a pretty experience. So are the expenses behind it. Typical rehabilitation costs can range from $10,000 up to $50,000. $50,000 is just about the average annual household income. This makes actual, and potential addicts look away, risking their life and livelihood. Where will they go to if they can’t afford the healthcare they need?

In accordance with the Affordable Care Act, Optum Healthcare Insurance now covers rehab and detoxification. Optum is a part of the UnitedHealth Group, who caters to more than 80 million citizens across the nation.

Have a visit to the nearest treatment center in your area for more information.

What Program Will I Be In?

There are two kinds of rehab treatments: Inpatient and Outpatient programs. Both involve the twelve-step program, medications, counseling and group meetings. Your program will depend on the conditions of your addiction.

If your condition meets the criteria, you’ll opt for outpatient care:

  • You don’t have any other physical and mental conditions.
  • Withdrawal won’t have any complications other than what’s intended
  • Other substances or medication you take won’t affect the treatment
  • There’s low risk of exposing you to the abused substance
  • There are no inpatient facilities in your area

Otherwise, you’ll opt for inpatient care. In inpatient care, you’ll be admitted to a hospital for a week or so. Some inpatient care is residential, meaning you’ll live in a facility for a month or more. Some facilities offer luxury suites for rehab. This program offers extra amenities like swimming pools, sports facilities, gym equipment, and food prepared by chefs. Optum may not cover the luxury suite but they will cover the medical aspects.

What Programs Do They Cover?

Optum has coverage on nearly all rehabilitation programs, even alternative medicinal therapy. The following are examples of Optum’s coverage:

  • Outpatient and Inpatient Rehabilitation
  • Detoxification Treatments
  • 12-Step Programs and other structured rehab programs
  • Dual Diagnosis for addictions with underlying physical or mental conditions
  • Alternative and Holistic Treatments
  • Withdrawal Medication
  • Methadone Treatments
  • Partial Hospitalization Programs

Some of these treatments need pre-approval from Optum before they cover it. Once you have your doctor’s recommendation, always confirm with Optum if they will cover the treatment. If they don’t they can always work with your physician to get you a “win-win” program.

How Long am I Covered For?

Rehab lasts from a couple of weeks to half a year. If approved, Optum will cover for the program’s entire length. If your physician or addict specialist recommends an extension Optum has to approve it first before they cover it. In some inpatient programs, your physicians recommend a supplementing outpatient program. This is to ensure the smooth transition back to the world, along with monitoring and evaluation.

What if I Don’t Have Insurance But I Need Help Now!

It’s not too late. Contact Optum and see if you can find a compromise for pre-existing conditions. The amount they will cover may not be as much, but any discounts will help. There are also free government programs and nonprofit organizations that will help you cope, and eventually, cure your addiction.

Quality healthcare must be affordable, as healthy, hardworking people are the bread and butter of any good nation. It’s also our responsibility to take care of ourselves. Even if rehabilitation is within reach, it’s still better to be safe than sorry.

Check out this playlist from Detox of South Florida Miami to learn more about rehabilitation.

Will AmeriHealth Cover My Drug and Alcohol Rehabilitation?

Rehabilitation is a good thing. The word itself means to restore someone’s life from imprisonment, illness and most importantly, addiction. The actual process is relatively hard, especially for the first two weeks. What’s even harder is the expense. In average, rehab will cost about $2,000 and that’s for mild cases.

Rehabilitation for severe cases can cost $12,000 up to a blistering $60,000. As of 2016, $60,000 is the average yearly American household income. This means rehab can take a big bite out of your pocket, so what now?

Thankfully, AmeriHealth has the solution. Due to the Affordable Care Act, healthcare insurance companies offer coverage for treatments. The coverage will depend on their plans, as some of the plans only cover detoxification treatment.

Great! How do I start?

Before anything else, speak to your doctor. Even better if you speak with an AmeriHealth accredited specialist. Once you get a specialist’s recommendations, you can then speak to AmeriHealth’s member support to determine the coverage. Depending on your treatment, they will find the best facilities to serve your medical needs.

Visit the best addiction treatment center in your area for more information.

What Kind of Treatments Are There?

Rehabilitation is not a one-size-fits-all program. Different people have different factors, thus having different treatments. These treatments have two types: Inpatient and Outpatient treatment.

Outpatient care is more suited for patients with mild cases. It commonly involves a patient going to an office or hospital for treatment, for a few hours in a day. The treatment involves either medical therapy or counseling, sometimes both. Outpatient care allows patients to go home at the end of the day.

Inpatient programs are for cases that require more control. Patients go to a rehab center and stay there for a certain amount of time. It also involves medication and counseling, often lasting months. Some rehab facilities offer luxury suites. These facilities have extra amenities like gourmet food and top of the line gym equipment. AmeriHealth may not cover the costs of luxury facilities, so check with their support.

General Coverage

AmeriHealth plans in general, cover the following treatments for both substance dependency and abuse programs.

Detoxification: 100% covered. You need pre-authorization from Amerihealth beforehand.

Inpatient Rehabilitation: 100% covered. You need pre-authorization from Amerihealth beforehand.

Outpatient Rehabilitation: and Treatment: Clinical visits are partially covered, with a $5 copay.

The following are what they don’t cover:

  • Extra non-medical expenses during inpatient rehab: Examples are extra pillows, clothing and any other comfort supplies.
  • Rehabilitative services made in an Acute Care Hospital
  • Spiritual Therapy, or other treatments classified as “Alternative Medicine.”

For all services they cover, AmeriHealth will cover the entire duration. For treatments extending their assigned duration, you’ll need pre-authorization.

Healthcare is everyone’s right. With the recent advancement of medicine, more effective treatments are made. This means likely means health care will be more expensive, not just to cover the costs of materials, but for research as well. Some people think they don’t need health insurance, that saving money is better. The verdict isn’t clear, but it’s up to you.

Click on the playlist below for more alcohol and drug addiction information.

United Behavioral Health Drug and Alcohol Coverage

Addiction is a hard enough to beat, dealing with withdrawals and negative psychological effects. What makes it worse is that rehab and detox services are expensive. Financing rehabilitation was difficult before, until the Affordable Healthcare Act. Now, insurance companies are now adding rehab services as part of their coverage.

United Behavioral Health (UHB) is among the largest healthcare insurance companies in the US. Depending on your plan, UHB can fully or partially cover your rehab, under certain conditions.

The first condition must be that the program is pre-approved. Second, the program must have a proper outline, with clear goals and all personnel accounted for. Third, the program must have constant monitoring by professionals.

Visit the nearest addiction treatment center to get started.

How do I start?

If you’re already a member, you need to check with UHB accredited physicians. After the physicians make a diagnosis, you can then be referred to an Addiction Specialist. Since rehab affects each person differently, your addiction specialist will decide which program will fit you best.

Inpatient vs Outpatient

There are several factors that determine whether you’ll be opted into inpatient or outpatient care.

For outpatient care to be considered, you need to meet the following criteria:

  • Your daily activities don’t undermine your treatment.
  • You don’t have physical or mental conditions that can cause complications.
  • You have a low risk of using a new substance.
  • There are no inpatient facilities close to your area.

Inpatient care is considered for more severe cases. Inpatient treatments are generally more expensive. As the name goes, you’re required to be admitted to a hospital, or in residential treatments, have you live inside a rehab facility.

Inpatient treatments are considered if any of the conditions are met:

  • You have physical and mental complications due to the addiction.
  • You have a condition that could be undermined by regular treatment.
  • Your household has high risks of exposing you to drugs and alcohol.
  • There are no outpatient facilities in your area.

Coverage Details

After the preliminary conditions are met, UHB will then consider coverage if the program for rehab is an “Active Treatment.” A treatment can be considered active if it has the following:

  • Treatment has a definite and substantial diagnosis
  • The program’s short and long term goals are outlined
  • Your physician has enough evidence to justify rehabilitation as the treatment

UHB will only cover a maximum of 190 days per person, per lifetime. This means all your total inpatient days must not exceed 190. Once it reaches that amount, you need to speak to UHB’s addiction support to negotiate continued coverage.

For outpatient treatment, UHB has other criteria to be considered.

First is that the program must be recommended by a practitioner of similar line. This means an outpatient treatment for behavioral disorder and alcoholism, must be recommended by a psychiatrist or an addiction specialist.

Second, the treatment’s outline must have a significant effect on the patient. The program’s outline should show clear expectations and goals, ones that apply to you.

Third, the outpatient program must be supervised by an appropriate physician. Counselors must have proper credentials for UHB to consider coverage.  

Check out this playlist from addiction center Miami for more information.

TUFTS Substance Abuse Rehabilitation and Detox Coverage

If you suspect that you have an addiction, the best course of action is to seek help. You often don’t see it as a problem until it starts hurting others, so why wait? Some people will answer with, “I can’t afford it,” and find their own way to treating themselves. This doesn’t always work out. Going cold turkey has bad repercussions and not a lot of people went through it without a hitch.

TUFTS Health Plans provides coverage for detoxification and rehabilitation. In accordance with the Affordable Healthcare Act, even the average citizen can avail usually expensive services.

Visit your trusted addiction treatment center to learn more about drug rehabilitation.

Rehabilitation Coverage

The specifics will vary, but in general, TUFTS will cover treatment and rehab for the following drug addictions:

  • Alcohol
  • Cocaine
  • Marijuana
  • Crystal Meth
  • Heroin
  • Prescription Drug Abuse

When is Too Much, Too Much?

Often, patients with addiction only get help when someone makes them. This could be their loved ones, or in some cases, law enforcement. On the other side, what you believe could be an addiction, could easily be managed with simple healthy choices. So, how do you find out?

If you answer yes to more than one of these questions, talk to your physician.

  • Are you getting concerned about your alcohol intake?
  • Is your addiction undermining your work?
  • Is your addiction undermining your relationships?
  • Do any of your friends and family show concern about your usage?
  • Are you taking alcohol or drugs while pregnant?

When you need to speak to your doctor, a good tip is to contact TUFTS and ask if they have any accredited physicians in your area. This often streamlines the process, as they can lead you to equally accredited facilities and professionals.

What Program Will Be Best For Me?

It’s up to your physician to find out what program will be best for you. There are outpatient treatments and inpatient treatments depending on your case. Your doctor may opt for an outpatient treatment if the following conditions are met:

  • Your addiction doesn’t cause immediate harm to you or others.
  • Your daily activities don’t get in the way of treatment.
  • You don’t have any existing conditions that could affect the program.
  • Your life situation has a low risk of exposing you to your abused substance.

Outpatient care consists of counseling and medication where you visit an office for a few hours. The frequency of visits can vary from 3 days a week, to daily visits. This is suitable if you want to stay close to your loved ones, or if you have unavoidable business responsibilities.

Inpatient care is considered if any of the following conditions are met:

  • Outpatient programs don’t work or have little effect.
  • You have health conditions that need to be addressed.
  • You have mental issues that need attention.
  • Your life situation makes it difficult to stay away from drugs or alcohol.
  • You have no outpatient clinics in your area.

The duration of inpatient stays depend on your recovery. There’s a standard stay-in period but can be extended if you show slow progress. Normally, inpatient treatment is residential, so you have to live inside the facility.

By checking out the playlist below, you will learn more about addiction and rehabilitation.

Harvard Pilgrim’s Drug and Alcohol Rehab Coverage

One misconception that many have is that addiction is a choice. It’s believed that a person can stop using the substance that they are abusing whenever they want. The truth is that addiction is a disease. And like other diseases, it needs treatment. If not, it would lead to permanent damages to the person’s health, lifestyle, and relationships.

Addiction not only affects the person using drugs or alcohol. It also affects the people close to them. People with addiction need both support from their loved ones and medical treatment.

Many choose to experiment to battle addiction by themselves, avoiding high medical bills. While our health is something we should invest on, many would take their chances to avoid spending a lot. For those who want to seek help, Harvard Pilgrim can make bills more affordable.

Harvard Pilgrim is one of the most trusted healthcare insurance providers in the US. In their Behavioral Health Program, they assist members undergoing abuse rehabilitation programs. Harvard Pilgrim provides services in Maine, Massachusetts, Connecticut, and New Hampshire.

What programs do they cover?

Harvard Pilgrim’s coverage can extend between 28 to 90 days. This will depend on the healthcare specialist recommendation. The healthcare specialist can request for an extension of coverage as well. The following are what Harvard Pilgrim can cover during a member’s rehabilitation.

  • Behavioral Health Programs
  • Mental Health Programs
  • Detoxification
  • Partial Hospitalization Treatment
  • Intensive Outpatient Programs
  • After-Care Programs

Qualified members can also sign up for luxury or private rehabilitation facilities. These facilities offer amenities like those of a hotel or resort. Patients can enjoy massages, luxurious dining, and other exclusive services. This is so that patients will feel comfortable during their rehabilitation. Luxury or private rehabilitation facilities usually cater to celebrities and wealthy patients.

Difference Between Inpatient and Outpatient

Patients have the option of taking their treatment through inpatient or outpatient care. Inpatient care requires the patient to stay in the facility. Outpatient care allows the patient to visit for their treatment whenever convenient. Many chose to sign up for outpatient care due to convenience. But inpatient care is more advisable for patients with certain conditions.

Patients under outpatient care can consult with medical professionals. They can also attend group therapy sessions. For every consultation and session, it may need co-payments. Harvard Pilgrim can cover between $4,000 to $10,000 for outpatient treatments. This may still depend on the number of visits the patient will make.

Inpatient programs may last up to 28 days or more. The facilities that provide inpatient care will manage their treatments. This can cost between $6,000 to $20,000 for a 28-day program. If the healthcare provider deems that the patient needs a longer treatment, it may cost more.

Consult with a rehabilitation specialist to know what treatment option suits your needs. Your recommendation will be helpful when choosing your health care plan. You may contact a Harvard Pilgrim representative to get more information.

Medical bills may give us second thoughts about seeking help and treatments. But when it comes to our well-being, these are things that we should invest on. With Harvard Pilgrim’s insurance coverage, people with addiction may have hope.

Check out the playlist below for more information.

Hartford Healthcare Rehabilitation Coverage | West Palm Beach

Hartford Healthcare’s behavioral health network focuses on helping people struggling with addiction. Their program is the Medication Assisted Treatment Close to Home or MATCH. MATCH assists the rehabilitation for patients of all ages.

Studies have made a link between behavioral issues and addiction. Drugs and alcohol are often used as a gateway mechanism. Sometimes, people also use them to function. When people become dependent on the substance, it becomes addiction. Addiction is a slippery slope once it starts.

If you’re not a member of Hartford Healthcare’s insurance, it’s not too late. Even if you already have an existing addiction, Hartford encourages you to seek them for help. Hartford’s representatives will find a suitable compromise.

How do you start?

First is to consult your physician. They will give you a full work-up, which Hartford will covered. Your physician will then provide their diagnosis. After the diagnosis, you can contact Hartford’s addiction specialists to start your program. For inpatient cases, consult with Hartford about the centers closest to you. They need to confirm if the center is Hartford accredited.

Programs Hartford Healthcare Covers

Rehabilitation is different for each person. A method that works on one person may not work for another.  A specialist’s advice can recommend certain programs and the centers will adjust it for you. The general programs Hartford covers are as follows:

  • Inpatient Detoxification
  • Inpatient Residential Rehabilitation
  • Partial Hospitalization Program
  • Intensive Outpatient Treatment
  • The Seven Challenges Treatment Program
  • Stonegate Residential Addiction
  • Suboxone Opioid addiction treatment

Under these programs and treatments are supplementary counseling. It helps patients go through the harder parts of the treatment. Withdrawal can cause anxiety that can affect a patient’s behavior. Counselor can work on this.

  • Group therapy is a kind of counseling that exposes a patient to a more social environment. Alcoholics Anonymous is one of these groups.
    • Private Therapy are personal meetings with a counselor. This applies to outpatient and inpatient treatments.
    • Intensive Residential Programs is for patients who have serious emotional and behavioral issues. Counselors work with the patient to resolve or manage their issues.

Inpatient vs Outpatient

Outpatient care is generally more affordable than inpatient treatments. They offer help for the patient while allowing the patient to live their normal lives. Outpatient care is advisable for patients whose addiction doesn’t cause potential harm. Another factor to consider is the other substances that the patients take. It should not affect the treatment.

Inpatient care is more suited for cases where the patient requires constant monitoring. Patients need to stay in rehab centers for a couple of weeks, sometimes months. Hartford’s plan can cover luxury rehab centers that provide more amenities. These amenities include swimming pools, gym equipment and gourmet food.

Often, doctors recommend a supplementary outpatient program after a successful inpatient treatment.

Thanks to the Affordable Care Act, insurance companies had made healthcare affordable. Costs are now less of an excuse to keep us from being healthy citizens. If your alcohol intake concerns you, speak to your health insurance provider. Same goes if you know someone close to you who is also struggling. It’s never too late to find help and it’s closer to you than ever.

Check out this playlist to learn more.

Cigna Rehabilitation Coverage

Addiction has damaged many lives around the world. Experts have developed treatments to battle against addiction. And yet, many who suffer from addiction choose not to get treated.

One of the many factors for this decision is the potential medical bills. Some would choose not to deal with their addiction at all. Others may experiment on handling their condition alone. But the results may not be as effective as treating it with the support of a medical professional.

Cigna Coverage

Cigna Insurance offers a way to make these treatments more affordable. Cigna extends their insurance coverage for rehabilitation programs targeting addiction and substance abuse.

Cigna’s Behavioral Health division caters to members who need rehabilitation treatments. This division also creates awareness on the many behavioral disorders and substance abuse.

Cigna’s insurance coverage may include:

  • Counseling for addiction treatment
  • Drug and Alcohol rehabilitation
  • Detoxification
  • Their coverage will depend on the member’s insurance plan.

All plans can cover inpatient and outpatient services. The patient can choose which option they want. They can choose outpatient treatments to continue with their daily lives during rehabilitation.

The following are the coverage for each program under different plans:

Bronze Plan

For inpatient care, 0 percent coinsurance for in-network providers. Cigna will only cover the costs after the patient pays their plan’s deductible in full. For outpatient care, 0 to 50 percent coinsurance. This depends on the state where the patient resides in. The plan may not cover out-of-network services.

Silver Plan

For inpatient care, 30 to 50 percent coinsurance for in-network programs. This is after settling the plan’s deductible. In-network outpatient services may have coinsurance percentage or copay for every visit. Out-of-network service coverage will depend on the state where the patient lives.

Gold Plan

For inpatient care, 20 to 50 percent coinsurance for in-network programs. This is after meeting the plan’s deductible. For outpatient care, there may be a small coinsurance percentage or copay per visit. This depends on the service provider. Out-of-network service coverage will depend on the state where the patient lives.

Platinum Plan

For inpatient care, 10 to 30 percent coinsurance after the plan’s deductible. For outpatient, in-network providers may have a minimal coinsurance or copay required. Out-of-network programs may have higher coinsurance percentage.

For inpatient care, Cigna can also cover the following treatment programs:

  • Acute Inpatient Substance and Drug Detoxification
  • Inpatient Treatment for Substance and Drug Disorder
  • Partial Hospitalization for Substance and Drug Disorder

How to Get Started

Before signing up to a rehabilitation program, consult a specialist. It’s best to know what your options are and what would suit your specific need. Considering your lifestyle will help determine if outpatient or inpatient care is better.

When you know your rehabilitation program, contact a Cigna representative to learn more.

The idea of high medical bills shouldn’t stop us from getting the treatment that we need. Shrugging off our conditions may lead to worse consequences that expensive bills. For those who want to get treated, there’s always an option to make treatments more accessible.

Check out this playlist to learn more about rehabilitation coverage.

Carefirst Coverage for Alcohol and Drug Rehabilitation | Miami FL

One of the top reasons why people can’t get proper healthcare, is the expenses. Is rehabilitation more expensive than continuing the addiction? Short-term answer, yes. Rehabilitation can cost around $10,000 and can go as high as $50,000, but there’s something else to consider: your health.

Health is Wealth, and the long-term answer is no. The amount someone spends on their addiction will chip their pockets and their health. By the time they’ve spent as much as rehab costs, it might already be too late. If rehab is so expensive, how can people get the help they need?

Following the Affordable Care Act, Carefirst’s plans cover alcohol and drug rehabilitation. The amount they cover depends on the patient’s plan, but it’s still better than paying the full amount.

Visit your trusted rehab center in your area for more information.

What Rehabilitation Treatments Does Carefirst Cover?

Treatments are classified into two: inpatient and outpatient care. Inpatient care is more expensive but is more effective against debilitating addiction. Outpatient care is more fit for the busy individual who needs to both manage their life and addiction.

Carefirst covers the following inpatient programs.

  • Inpatient Detoxification Programs
  • Rehabilitation Services from Acute Hospitals
  • Residential Inpatient Programs
  • All related medical and non-medical expenses

Depending on the facilities around your area, you can avail luxury rehab centers. The coverage will still depend on your plan, so check your manual, or contact Carefirst’s support hotline for information.

For outpatient programs, Carefirst covers the following:

  • Partial Hospitalization Program
  • Diagnosis and Medication for Substance Abuse Therapy
  • Physician and specialist visits and consultation
  • Methadone Treatment
  • Therapy for Behavioral and Emotional Disorders.

How do I start?

If you’re already a member, the first thing you do is see a doctor. If you don’t know where to find a proper one, Carefirst as a directory of providers to help. They will pinpoint a specialist that can give you a proper diagnosis and recommend a treatment. Once you have your recommendation, refer to Carefirst’s plans and see how much they cover.

Duration of Coverage

Most common rehabilitation programs last 30 to 90 days. Extensions are made depending on your physician’s advice. If you’ll need an extension, you’ll need Carefirst to pre-approve it first.

Coverage Levels

Carefirst has “metal levels” for its coverage. Your level will differ from your plan and tenure and the amount the company covers is dependent on the level.

The general amount they cover are as follows:

  • Platinum: Carefirst covers 90% of the costs with 10% copay. (Washington D.C. only)
  • Gold: Carefirst covers 80% of the costs with 20% copay
  • Silver: Carefirst covers 70% of the costs with 30% copay
  • Bronze: Carefirst covers 60% of the costs with 40% copay

Now that insurance companies can finance rehabilitation, it’s not anymore an excuse not to get help. If you know someone who needs rehabilitation, don’t hesitate to call their insurance. Healthcare providers can arrange interventions for them, so make sure you show your support. Health is wealth. Your health will serve you far longer than your wealth can so take it upon yourself to get insured.

Check out this playlist to learn more.

Blue Cross Alcohol and Drug Rehabilitation Coverage | Orlando Florida

A question normally asked when treating addiction is “Will my health insurance cover it?” Let’s face it, getting addiction treatment is often out of reach for the average person. It’s enough to keep people from getting the help they really need, but it all changed when the Affordable Care Act was established. Now, insurance companies provide affordable premiums for members. Anthem Blue Cross is one such company that covers alcohol and drug rehabilitation.

Blue Cross Coverage

The amount you’ll copay will depend on your plan. In general, the following services will either be covered or partially covered by Blue Cross:

  • Outpatient Detox and Addiction Treatment

  • Outpatient Medication-Assisted Treatment

  • Structured Intensive Outpatient Program

Some conditions require constant monitoring and counseling through inpatient care. Blue Cross has coverage on the following programs:

  • Inpatient Detox and Addiction Treatment

  • Partial Hospitalization Program

  • Residential Addiction Treatment

Supplementary Counseling

Mental health is just as important as physical. Both inpatient and outpatient programs cover counseling, provided you have pre-authorization from Blue Cross. These counseling will vary from group to private meetings with a guidance counselor. In some cases, patients need intensive behavioral counseling to help them adjust back to society.

Inpatient vs. Outpatient

When consulting with your physician about your rehabilitation plans, you need to consider if you have any duties or responsibilities. This is where doctors can recommend certain outpatient or inpatient treatments.

Physicians can recommend outpatient care if your condition doesn’t cause immediate harm to you, or those around you. Another factor is if your daily tasks won’t undermine the treatment.

If the condition is causing harm and it’s crucial that you’re taken away from the substance, then it’s best to take on an inpatient program. Depending on your plan, and if you can provide the copay, you can avail luxury rehab centers. These centers have extra amenities such as pools, gyms and gourmet food to make the hard process, much more bearable.

Other programs are an inbetween the two categories. Partial Hospitalization Programs have you visit the office for treatment for 6-12 hours, then you’re allowed to go home. Some rehab clinical trials are structured as partial hospitalization.

Blue Cross General Coverage Amount

The amount they will cover and the amount you’ll copay depends on your membership ‘metal level’. The exact pricings may vary for each situation, but these are the percentages in general:

  • Gold: 60% covered, 40% copay

  • Silver: 70% covered, 30% copay

  • Bronze: 60% covered, 20% copay

What if I Really Cannot Get Insurance?

If consulting with Blue Cross’ support can’t get you a proper compromise, there’s still hope. There are government groups that help the masses overcome addiction. Another method is to get a loan or consult a bank on financing your rehabilitation costs.

When there’s a will, there’s a way. Health should always be your number one priority because it will serve you your whole life. Many movements have made it so that healthcare is within reach so it’s up to you to grab them.

For more information on addiction and treatment, check out the playlist below.

Aetna Substance Abuse Healthcare Coverage | Miami Florida

A simple drink every night or experimenting on a drug can lead to addiction. Addiction is a slippery slope that, with one push, can send a person tumbling down.

There are many consequences to addiction. It can impact someone’s daily life, relationships, and health. While there are already treatments for addiction, many choose to handle it on their own. A factor for this is that many fear the cost of these treatments.

Aetna is a health insurance provider that covers rehabilitation for addictions. Aetna started out in 1853. Now, they have become one of the country’s largest health insurance provider.

Aetna started out in 1853 and is now one of the largest health insurance firms in the USA. Aetna prioritizes in simple and honest services. Their coverage can make rehabilitation treatments accessible for the average citizen.

Visit the nearest rehab center in your location for more information.

Insurance Coverage

For treating addiction, Aetna’s health insurance can cover the following:

  • Detoxification

Addiction can cause dependency. By removing the patient with the substance, it may cause withdrawal symptoms. Detoxification therapy can patients get through withdrawal. This is an option for both outpatient and inpatient care. Inpatient care is advisable for patients who have other medical conditions.

  • Intensive Outpatient Treatment

Group meetings are available to help the patient overcome what triggers their addiction. The group supports each other during the process. The group can meet up to three to five times a week. The meetings can last for several hours.

  • Partial Hospitalization Treatment (PHT)

PHT is like Intensive Outpatient Treatment. Patients will go into programming for four to eight hours a day. The program aims to uncover the patient’s stressors while showing them support.

  • Inpatient and Residential rehabilitation

If a patient’s condition is severe, their rehabilitation may need complete monitoring. This program will give the patient full support during their stay. This can last up to three months.

Aetna has a pilot program that will allow members to sign up on luxury centers. Luxury centers provide patients with a vacation-like experience during their rehabilitation. These centers may have swimming pools, massages, and fine dining. This pilot program is available in South Dakota, Texas, and California. You may contact Aetna’s support to check for the pilot program’s qualifications.

Outpatient and Inpatient Care

Busy people tend to chose to be under outpatient care. Outpatient care allows the patient to visit at any time they want to attend the program. Their visits will be for consultations, group sessions, and recovery meetings. These programs will help them get through their addiction and they can go home after every visit.

Inpatient care is for people who can pause their daily activities to focus on their recovery. For people with severe addiction or have another medical condition, this is advisable. Inpatient treatment provides a 24-hour care for patients. This program also provides activities to help patients overcome their addiction. The activities will also help prevent future relapses.

Duration of Rehabilitation

Aetna can cover up to 30 days of rehabilitation. On certain conditions, they can cover up to 90 days or more. Longer duration is for patients on the inpatient or residential programs.

Certain conditions may need an extension on their rehabilitation. Aetna can extend their coverage to fit their member’s needs. The duration of their rehabilitation will depend on their health care provider’s recommendation.

Aetna can help find the best healthcare provider and program that fits the member’s needs.

Watch this playlist for more information.

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