Harvard Pilgrim’s Drug and Alcohol Rehab Coverage

One misconception that many have is that addiction is a choice. It’s believed that a person can stop using the substance that they are abusing whenever they want. The truth is that addiction is a disease. And like other diseases, it needs treatment. If not, it would lead to permanent damages to the person’s health, lifestyle, and relationships.

Addiction not only affects the person using drugs or alcohol. It also affects the people close to them. People with addiction need both support from their loved ones and medical treatment.

Many choose to experiment to battle addiction by themselves, avoiding high medical bills. While our health is something we should invest on, many would take their chances to avoid spending a lot. For those who want to seek help, Harvard Pilgrim can make bills more affordable.

Harvard Pilgrim is one of the most trusted healthcare insurance providers in the US. In their Behavioral Health Program, they assist members undergoing abuse rehabilitation programs. Harvard Pilgrim provides services in Maine, Massachusetts, Connecticut, and New Hampshire.

What programs do they cover?

Harvard Pilgrim’s coverage can extend between 28 to 90 days. This will depend on the healthcare specialist recommendation. The healthcare specialist can request for an extension of coverage as well. The following are what Harvard Pilgrim can cover during a member’s rehabilitation.

  • Behavioral Health Programs
  • Mental Health Programs
  • Detoxification
  • Partial Hospitalization Treatment
  • Intensive Outpatient Programs
  • After-Care Programs

Qualified members can also sign up for luxury or private rehabilitation facilities. These facilities offer amenities like those of a hotel or resort. Patients can enjoy massages, luxurious dining, and other exclusive services. This is so that patients will feel comfortable during their rehabilitation. Luxury or private rehabilitation facilities usually cater to celebrities and wealthy patients.

Difference Between Inpatient and Outpatient

Patients have the option of taking their treatment through inpatient or outpatient care. Inpatient care requires the patient to stay in the facility. Outpatient care allows the patient to visit for their treatment whenever convenient. Many chose to sign up for outpatient care due to convenience. But inpatient care is more advisable for patients with certain conditions.

Patients under outpatient care can consult with medical professionals. They can also attend group therapy sessions. For every consultation and session, it may need co-payments. Harvard Pilgrim can cover between $4,000 to $10,000 for outpatient treatments. This may still depend on the number of visits the patient will make.

Inpatient programs may last up to 28 days or more. The facilities that provide inpatient care will manage their treatments. This can cost between $6,000 to $20,000 for a 28-day program. If the healthcare provider deems that the patient needs a longer treatment, it may cost more.

Consult with a rehabilitation specialist to know what treatment option suits your needs. Your recommendation will be helpful when choosing your health care plan. You may contact a Harvard Pilgrim representative to get more information.

Medical bills may give us second thoughts about seeking help and treatments. But when it comes to our well-being, these are things that we should invest on. With Harvard Pilgrim’s insurance coverage, people with addiction may have hope.

Check out the playlist below for more information.

Cigna Rehabilitation Coverage

Addiction has damaged many lives around the world. Experts have developed treatments to battle against addiction. And yet, many who suffer from addiction choose not to get treated.

One of the many factors for this decision is the potential medical bills. Some would choose not to deal with their addiction at all. Others may experiment on handling their condition alone. But the results may not be as effective as treating it with the support of a medical professional.

Cigna Coverage

Cigna Insurance offers a way to make these treatments more affordable. Cigna extends their insurance coverage for rehabilitation programs targeting addiction and substance abuse.

Cigna’s Behavioral Health division caters to members who need rehabilitation treatments. This division also creates awareness on the many behavioral disorders and substance abuse.

Cigna’s insurance coverage may include:

  • Counseling for addiction treatment
  • Drug and Alcohol rehabilitation
  • Detoxification
  • Their coverage will depend on the member’s insurance plan.

All plans can cover inpatient and outpatient services. The patient can choose which option they want. They can choose outpatient treatments to continue with their daily lives during rehabilitation.

The following are the coverage for each program under different plans:

Bronze Plan

For inpatient care, 0 percent coinsurance for in-network providers. Cigna will only cover the costs after the patient pays their plan’s deductible in full. For outpatient care, 0 to 50 percent coinsurance. This depends on the state where the patient resides in. The plan may not cover out-of-network services.

Silver Plan

For inpatient care, 30 to 50 percent coinsurance for in-network programs. This is after settling the plan’s deductible. In-network outpatient services may have coinsurance percentage or copay for every visit. Out-of-network service coverage will depend on the state where the patient lives.

Gold Plan

For inpatient care, 20 to 50 percent coinsurance for in-network programs. This is after meeting the plan’s deductible. For outpatient care, there may be a small coinsurance percentage or copay per visit. This depends on the service provider. Out-of-network service coverage will depend on the state where the patient lives.

Platinum Plan

For inpatient care, 10 to 30 percent coinsurance after the plan’s deductible. For outpatient, in-network providers may have a minimal coinsurance or copay required. Out-of-network programs may have higher coinsurance percentage.

For inpatient care, Cigna can also cover the following treatment programs:

  • Acute Inpatient Substance and Drug Detoxification
  • Inpatient Treatment for Substance and Drug Disorder
  • Partial Hospitalization for Substance and Drug Disorder

How to Get Started

Before signing up to a rehabilitation program, consult a specialist. It’s best to know what your options are and what would suit your specific need. Considering your lifestyle will help determine if outpatient or inpatient care is better.

When you know your rehabilitation program, contact a Cigna representative to learn more.

The idea of high medical bills shouldn’t stop us from getting the treatment that we need. Shrugging off our conditions may lead to worse consequences that expensive bills. For those who want to get treated, there’s always an option to make treatments more accessible.

Check out this playlist to learn more about rehabilitation coverage.

Treatment Options for Panic Attacks: Will Cognitive Behavioral Therapy Work?

Millions of people around the world have problems with anxiety and panic attacks. A large number of them take medication to control anxiety, but that option isn’t for everyone. Some people are simply against taking prescription medications if it’s possible to avoid them, and others experience debilitating side effects that they are unable to tolerate.

These anti-anxiety medications are also expensive, and not everyone can afford the medicine. No matter what the reason for staying off of medication, there are other methods to quell panic attacks, and cognitive behavioral therapy (CBT) is one of the most popular.

What is Cognitive Behavioral Therapy?

A person who uses cognitive behavioral therapy for panic attacks or other, similar problems gets a set of mental and emotional “tools” that he can use to experience fewer symptoms of panic and anxiety. The therapy is designed to reshape the way in which a person thinks so that previous thoughts and feelings no longer trigger a specific response – in this case, a panic attack. The therapy usually takes place over a 12-week period, although some people need to attend for a longer period of time.

Cognitive behavioral therapy should always be undertaken with the help of a licensed mental health professional to avoid severe emotional trauma to the patient. While this kind of therapy might be uncomfortable to work through, a patient must be “pushed” to a certain extent before he can begin to recover from the symptoms of anxiety and panic attacks.

How Does Cognitive Behavioral Therapy Work for Panic Attacks?

In the case of panic attacks and other anxiety problems, a person usually experiences these anxious feelings in certain situations. Exposure therapy is used to show that person that he does not need to experience that level of anxiety, and that it is out of proportion to the event or place. It can be difficult and stressful for a person with panic attacks to be exposed to the source of his anxiety, but anxiety cannot stay at panic levels forever, and when performed properly, exposure therapy can yield positive results.

Initially, some people who experience panic attacks find that their panic worsens during the first few weeks of therapy due to their exposure to circumstances that they fear. However, over time, the patient is better able to accept thoughts, feelings, sensations, places, and events without the activation of the panic response.

Panic attacks are serious, and they can lead to serious panic disorder if they aren’t treated, so finding a way to get panic attacks under control is very important. Cognitive behavioral therapy is only one of the methods used to control anxiety, but a large number of people find that it works well for them. It allows people to conquer their panic, learn to control it, and resume their normal lives, free from overwhelming worry and fear.

Check out this playlist for more tips on how to deal with panic attacks.

Anxiety: You Do Have a Choice | Miami

The feeling of generalized discomfort takes over

In the midst of feeling wonderful as we engage in our activities, we may experience a sudden rapid heart rate accompanied by shallow and rapid breathing. A feeling of generalized discomfort overwhelms. Just a minute ago, you were feeling great. It happened quickly and without notice. You think about it for a second, and you realize you just don’t feel right. There are no obvious physical reasons – overall, your health is good. You eat well; you exercise; you take care of yourself. Yet, you continually feel antsy, jittery, out of sorts. You may well feel slightly or significantly depressed. You feel many things simultaneously. What could it be?

Caught up in thoughts and fears

These symptoms have a name: anxiety. They have a reason: you are living in your mind; you are living in your thoughts; you are living in your fears. You are not living in the present moment. You are living somewhere in the past or somewhere in the future. You are living anywhere but in the present moment. When I say you are not living in the present moment, I mean you identify more with your thoughts and feelings than you do with the business at hand. How can you live in the present moment if you are caught up in your thoughts and fears – your mind?

 Why does this make you feel anxious? Isn’t that a terrible thing? Aren’t you really unwell? In truth, you may be fortunate that you are only experiencing a little bit of generalized anxiety. This is a good wake up call for you to start taking care of your mind properly. Anxiety, like almost all of the other terms which have been used to describe symptoms, is just that – a symptom, or a result of the actual source of the problem or situation. Symptoms are the experience of feelings and energies… They are the means by which we get to know that there is disorder in our mind or body.

Sit quietly and let the energy flow through you

So, how do you treat anxiety? It depends if you want to treat the symptom or if you want to treat the actual cause. If you want to treat the symptom, there are numerous ways to treat it. As a caveat, this author recommends that you go to a qualified health professional and of course get yourself examined. If you want to treat the actual cause of the situation, the first thing to do is to experience the symptoms. It may be difficult for you to do at first. It may be difficult for you to even understand what I am recommending. I am recommending that you sit quietly and openly in the face of your feelings of generalized anxiety, and let it be what it is. How do you do that?

You can learn more about these things when you visit the nearest treatment center in Miami Florida.

You feel open for the first time ever

You sit down in a chair or lie down on your bed. In the quietude of your home or safe space, simply be still. Take a few breaths at a natural and normal pace. It only takes a few moments to do this. When you get a little calmer, and if you do this right, ultimately you will experience calmness and well being and peacefulness. Simply, sit and experience whatever comes up in your heart and mind. It is so beautiful. Perhaps, for the first time in your entire life, instead of rejecting and struggling with the feelings of your heart and mind, you are opening yourself to them.

You are letting them be. You are going inside yourself. You are getting deeper. There is an entire world within you which opens when you sit quietly in it and accept it. It is the opposite of the frantic, frenetic thoughts of the judging mind, and the frequent, if not continual, rejection of other people, other ideas, other things which you do not feel comfortable with normally. It is when you reject the unfamiliar that you feel anxiety. Of course, you feel anxious; how can you feel good and happy if you are rejecting anything?

Intentionally choose health and wellness

Anxiety, and most of the disorders of the mind, and often the body, are treatable through opening instead of closing. Do not sell yourself short by accepting petty fears and drama. It is not who you are, and it is not what you have to experience. You can learn to be well and healthy and happy – now. Anxiety disappears in the face of wellness. They cannot coexist. Health trumps anxiety.

Check out this playlist for more info.

Brain Function Under Anxiety and Stress: Reduce Stress by Smiling

Stress and anxiety can have very adverse effects on the brain and the way it functions. Many times stress acts as a process to deal with threats both physical and emotional. Under normal conditions stress is necessary to protect the body. However under unusually high stress situations the brain can actually be damaged by too much stress and anxiety.

Stress Cause

According to Robert Sapolsky, “the cause of the damage to the brain comes from the hormone adrenaline, norepinephrine, and cortisol. All of these hormones act to increase the heart rate and can act to diminish the feeling of pain”. Robert Sapolsky has found that prolonged stress can shrink the hippocampus section of the brain.

The hippocampus is one of the major components of the brain and is responsible for long term memory as well as spatial navigation. The function of the hippocampus section of the brain can be improved through decreasing the effects of stress.

Taking charge in the way one deals with problems can dramatically decrease the stress one experiences. The first step in dealing with stress is identifying where the stress is coming from. Many times, changing one’s outlook on life can decrease stress. Positive thinking is the key mechanism in controlling stress. We may not be able to control the environment around us; however, we can directly control the thoughts that go through our mind.

Stress Management

An extremely effective way of managing stress can be the act of smiling. Even if one does not feel like smiling, consciously smiling can have a big effect on ones mood. It can be that simple. When you feel very stressed, try lifting the corners of the mouth to form a smile. Notice the feeling from a smile and consciously focus on how good it feels. Smiling can be a very strong form of meditation.

By smiling, one is letting their body know that everything is all right and is actually good! The body is tricked very easily. This can decrease the amount of adrenaline that is released and helps to decrease stress. Instead of telling the body it’s time to fight or fly, a smile tells the body everything is good and it’s time to relax and have a great time.

Relieve Stress

The reason smiling works so well is that it forces the body to release endorphins immediately. Endorphins can create a feeling of euphoria. Smiling therefore is a less addicting way to experience the euphoria producing hormones that can be felt by taking drugs such as cocaine or even heroine.

Check out this video for some more information to live a better life.

Where to Find a Good Therapist: Methods to Locate a Pscyhologist, Psychiatrist or Counselor to Ensure Effective Therapy | Okeechobee

The best place to start when trying to find a psychotherapist involves asking friends and family for a recommendation. The best therapists often don’t have to advertise and may not be part of any insurance plans. All of their clients may come from recommendations from satisfied clients. If privacy is a factor, use discretion about whom to ask.

People seeking a therapist can also ask their pastor, medical doctor, nutritionist, chiropractor or hospital personnel for a referral. Organizations such as Alcoholics Anonymous and community non-profit agencies can also be good referral sources.

Keep in mind though, that a good rapport between therapist and client is one of the most important factors in effective therapy. Even the “best” therapist in town may not click with every person and no one can predict what the chemistry will be between two people. People should not feel obligated to work with a therapist if they feel their personalities are not compatible.

Using Insurance to Find a Therapist

Using insurance plans, telephone books, online directories and newspaper ads are not the best ways to find a therapist. Insurance companies do not screen their providers beyond insuring that they are licensed. There really is no substitute for a personal referral.

But if people must use their insurance companies or paid advertisements, it is still possible to find a wonderfully skilled and caring clinician. The person seeking therapy should read the descriptions, advertisements, or websites put out by the therapists and call the ones who deal with the types of problems the person has. Contact several different therapists and choose the one who seems easiest to talk to. Know what to look for when telephoning a potential therapist.

Family Service Agencies

Many towns have family service agencies that accept insurance or charge based on a person’s ability to pay. Staff at these agencies tend to be underpaid. Therefore these agencies attract practitioners who may have little experience as well as student interns, whose time at the agency may be temporary.

Even if the therapist has not been practicing for very long the therapy can be effective. If the relationship between therapist and client is very good and the therapist is dedicated to improving his or her skill, the therapy can be highly effective. Therapy, regardless of the setting, is likely to be most effective when the therapist regularly asks for feedback about the therapy from the client.

Agencies also attract experienced, highly skilled, dedicated practitioners who are just not in it for the money. Some agencies offer free counseling in certain circumstances.

It is good to know how long the therapist has been at the agency. The therapist will tell the client if he or she is an intern, but it doesn’t hurt to ask. Never be afraid to ask questions. Therapists should answer all questions about their credentials non-defensively.

Finding a Therapist at an Institute

Some organizations with the word “Institute” in their title, such as, The Psychoanalytic Institute, are organizations where practitioners receive training in a certain type of therapy. Such practitioners are usually very dedicated to achieving good results with clients, and are a good place to seek therapy and referrals.

All therapists, whether they are psychologists, social workers or counselors, should be able to provide clients with their license number and the name of their profession. These licenses are regulated by the states.

Check out this playlist for some valuable info.

South Florida Regional Demographics

Perhaps even those who know little about America certainly heard of Florida. The State of Florida is located on the east coast of the United States, situation on a large peninsula. Vacations in Florida earned an immense popularity among tourists since late 70s. It seems like everything here is made to ensure that every visitor would want to come back again and again. The territories of South Florida are for the most part occupied by tropical jungle and vast marshes. South of Miami you will find the Evergleyds National Park – a habitat of various species of waterfowl, as well as manatees, alligators, cougars and other animals.   Today we will carry out an analysis of the demographics in South Florida. The analysis will outline the growth, mobility, changes in composition, and increasing spatial integration.   In 2010, the personal income of South Florida residents was $41,844, higher than the State of Florida by $3,634 per capita, and by $1,908 than the national average.

Poverty rate in South Florida rose from 13.8% to 16.8% between 1999 and 2010.

Source: US Bureau of the Census, 2000 Census and 2010 American Community Survey.   The chart above represents the percentage of the population in the region that lives below the poverty level, with the average being at 10.4% in the 1999 and at 13.2% in 2010.

Source: Florida Department of Economic Opportunity   The greatest portion of unemployment was experienced between 2009 and 2010. However, the employment rate between 2010 and  2012 has gradually increased by 3.3%.

Source: Florida Department of Economic Opportunity   In 2011, the Census Bureau estimated a population of 6.3 million in South Florida, with Miami-Dade being the 7th largest country in the United States. In the past 10 years South Florida added 452,000 residents through natural growth. Only 32.2% of South Florida residents were born in Florida, 33.0% were born elsewhere in the United States, and 34.8% were born outside of the country and immigrated between 2000 and 2010. An astounding 87.2% of foreign residents in South Florida came from Latin America. Factors such as immigration growth, economic recovery, affordability, weather instability and sea level rise, may be the factors affecting the future growth of the region.

About South Florida And The Rehab Industry

South Florida is an area of the country that has become well equipped to deal with the ever increasing amount of drug addiction in the United States. There are several high quality and caring detox treatment facilities that earn national critical acclaim. These centers are mainly drug and heroin rehab centers in south Florida, but there are some alcohol rehab centers in south Florida too.

Let’s take a look at some of the most popular ones.

 Corner Stone Recovery Center

Cornerstone is a recovery center that focuses on drug and alcohol addiction. Despite being a reasonably new treatment center (they were formed in 2012), they have started to amass an impressive number of positive reviews.

Their staff are highly trained professionals and are very caring about their patient’s well-being. The center itself is not an incredibly inspiring building, but it is located in a stunning area. Just a few steps from the beach.

They state on their website that their whole approach to rehabilitation is based on honesty and mutual respect. It is said that their approach gives their patients a little tough love, combined with a respectful, and open attitude to recovery.

 What We Like About Corner Stone Recovery Center

We love the location of this treatment center. Even though the building itself is a little bit uninspiring, the location makes up for it. The ability to see the ocean and walk along the beach within just a few minutes of leaving the center is great for those moments when patients need to feel the sea breeze on their skin.

 South Florida Detox Center

South Florida Detox Center has 4 locations in the south Florida region and has been treating patients for over a decade now. They mainly specialize in opiate addictions and prescription medication addictions.

They pride themselves on helping patients and their families through every single step of the process, from consultation through to rehabilitation. Rehab can be a confusing and scary process for many people, who don’t know what to expect. By talking them through every step of the process, the anxiety is reduced massively

They put a large amount of emphasis on treating each patient as an individual. They do not use the cookie cutter approach to rehabilitation that some more impersonal south Florida rehabs adopt.

 What We Like About South Florida Detox Center

We like the very personal nature of the treatment that is received here. Sitting down and explaining to patients what to expect at every step of the process can do wonders for anxiety and nerves. We also respect the refusal to adopt the cookie cutter, one size fits all approach to rehabilitation that some other treatment centers adopt. Every patient is different, and every patient has their own issues that need to be addressed on an individual basis.

 Florida House Detox Center

Florida House Detox center is a south Florida rehab center that helps patients overcome addictions to most narcotics and alcohol. They are a treatment center that focuses on the comfort of the patient at all times, ensuring they are subjected to the minimum amount of stress possible throughout their treatment.

The first stage of their treatment aims to get patients medically well. They search for both mental and physical illnesses that could have been caused by addiction right at the start of treatment. They believe that this can give patients a good solid bedrock to build their new clean life upon.

Once treatment is completed Florida House has a very respectable aftercare treatment plan that involves both group therapy and individual progress. This earns them a low relapse rate and ensures many of their patients stay clean once they have left the treatment facility.

 What We Like About Florida House Detox Center

We like the way that Florida House focuses on the patients physical and mental health early in the treatment process. It is a great technique that can dramatically lower relapse rates. We also respect the aftercare that they give their patients, ensuring once they have left the facility they enable their patients with the tools required to stay clean permanently.

 Detox Of South Florida

We pride ourselves on being one of the most well-rounded and comprehensive detox centers in the entire country. We consistently review the policies and practices of other treatment centers to see what is (and isn’t) worth exploring and implementing in our own centers.

We have worked tirelessly over the years to implement all of the benefits we have mentioned in the treatment centers above into our rehabilitation program.

Like cornerstone recovery center our rehabilitation centers are located in a very close proximity to the beach. Our patients can take a stroll and feel the sand on their feet at a moments notice. However, we also have a tranquil, beautiful building that inspires our patients and gives them the willpower required to succeed.

Like South Florida Detox Center we do not take a one size fits all approach to recovery. We tailor every single treatment plan to the individual patient. Like Florida House Detox Center we sit down with a patient very early in their treatment and assess any medical issues that may be present. We then tailor a recovery program that encompasses the body and mind for each patient on an individual basis.

And finally, when our patients have finished their detox program and are free from addiction we have an exemplary aftercare program.

When patients walk out of our doors clean, they stay clean for good.

And that’s why we think you should choose us.