One of the top reasons why people can’t get proper healthcare, is the expenses. Is rehabilitation more expensive than continuing the addiction? Short-term answer, yes. Rehabilitation can cost around $10,000 and can go as high as $50,000, but there’s something else to consider: your health.
Health is Wealth, and the long-term answer is no. The amount someone spends on their addiction will chip their pockets and their health. By the time they’ve spent as much as rehab costs, it might already be too late. If rehab is so expensive, how can people get the help they need?
Following the Affordable Care Act, Carefirst’s plans cover alcohol and drug rehabilitation. The amount they cover depends on the patient’s plan, but it’s still better than paying the full amount.
Visit your trusted rehab center in your area for more information.
Treatments are classified into two: inpatient and outpatient care. Inpatient care is more expensive but is more effective against debilitating addiction. Outpatient care is more fit for the busy individual who needs to both manage their life and addiction.
Depending on the facilities around your area, you can avail luxury rehab centers. The coverage will still depend on your plan, so check your manual, or contact Carefirst’s support hotline for information.
If you’re already a member, the first thing you do is see a doctor. If you don’t know where to find a proper one, Carefirst as a directory of providers to help. They will pinpoint a specialist that can give you a proper diagnosis and recommend a treatment. Once you have your recommendation, refer to Carefirst’s plans and see how much they cover.
Most common rehabilitation programs last 30 to 90 days. Extensions are made depending on your physician’s advice. If you’ll need an extension, you’ll need Carefirst to pre-approve it first.
Carefirst has “metal levels” for its coverage. Your level will differ from your plan and tenure and the amount the company covers is dependent on the level.
Now that insurance companies can finance rehabilitation, it’s not anymore an excuse not to get help. If you know someone who needs rehabilitation, don’t hesitate to call their insurance. Healthcare providers can arrange interventions for them, so make sure you show your support. Health is wealth. Your health will serve you far longer than your wealth can so take it upon yourself to get insured.
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